Research clearly demonstrates that youth and young parents experience poverty at a disproportionate rate with severe consequences to not only their current and future well-being (mental, physical, and financial), but also for the overall health of the family unit. Organizations specifically designed to serve youth often are not equipped to utilize a consistent, evidence-informed approach. They may lack the tools needed to effectively support economic mobility. This EMPath paper provides an overview of the evidence surrounding the impacts of poverty on youth and young families, and the benefits of promoting family economic stability and mobility for these populations. It highlights the experiences and learnings from the cohort of youth-serving organizations to effectively engage and support their program participants with economic mobility coaching.

Watch a Video Held in Conjunction with this Paper Release

Some employment coaching programs and other human services programs offer financial incentives to reward desired behaviors such as engaging in specific activities or achieving certain goals. Employment coaching involves trained staff working collaboratively with participants to help them set individualized goals, directly or indirectly related to employment, and providing motivation, support, and feedback as participants work toward those goals. By addressing financial needs, the incentives can reduce some of the stress related to having low income and thus help participants focus on reaching their goals. This Office of Planning, Research and Evaluation brief highlights lessons learned from studying the experience of two employment coaching programs serving adults with low incomes that offered financial incentives: (1) LIFT and (2) MyGoals for Employment Success.

The U.S. Department of Health and Human Services (HHS), Administration for Children and Families (ACF) proposes to improve the effectiveness and integrity of Temporary Assistance for Needy Families (TANF) regulations. This Notice of Proposed Rulemaking (NPRM) would help families experiencing the greatest economic hardships benefit from the services that Congress intended for the TANF program to provide.

Specifically, the proposed rule puts forward for public comment seven changes to the current regulations that would increase program integrity, clarify allowable uses of TANF, and reduce obstacles for individuals trying to access support. These are:

• Establish a ceiling on the term "needy";
• Clarify when an expenditure is "reasonably calculated to accomplish a TANF purpose";
• Exclude as an allowable TANF maintenance-of-effort (MOE) expenditures cash donations from non-governmental third parties and the value of third-party in-kind contributions;
• Ensure that excused holidays match the number of federal holidays, following the recognition of Juneteenth as a federal holiday;
• Develop new criteria to allow states to use alternative Income and Eligibility Verification Systems (IEVS) measures;
• Clarify the "significant progress" criteria following a work participation rate corrective compliance plan; and
• Clarify the existing regulatory text about the allowability of costs associated with the disseminating program information.

Comments on these proposed rules from all TANF partners and affected parties are due to HHS by December 1, 2023 and can be submitted via this form. 

Future of Wealth Discussion Series events are live, one-hour virtual convenings that are open to the public and bring together leaders across sectors and disciplines to consider wealth-building objectives that the Aspen Financial Security Program considers critical to creating widespread household financial well-being. Aspen Institute will host an episode of this series, “Boosting Income and Benefits for Household Stability” on September 27, 2023 from 1:00 p.m. to 2:00 p.m. ET. During this event, public benefits leaders will discuss how the end of the public health emergency is creating challenges for the benefits infrastructure, and the opportunity to fundamentally transform these systems to create real onramps to wealth building.

The U.S. Census Bureau produces annual poverty estimates to measure the economic well-being of households, families, and individuals in the United States. This 2022 report provides estimates of two measures of poverty: the official poverty measure and the Supplemental Poverty Measure (SPM). The official poverty measure is used to determine eligibility for several government programs and has been used as a benchmark of economic well-being since its adoption in the 1960s. The SPM, produced in collaboration with the Bureau of Labor Statistics, extends the official poverty measure by accounting for several government programs that are designed to assist low-income families but are not included in official poverty measure calculations. Highlights include that the SPM rate increased significantly, reflecting changes in economic well-being following the end of many pandemic-era programs.

This blogpost illustrates food insecurity data and the impact of relief measures on food insecurity. The most recent annual U.S. Department of Agriculture report shows that some 13.5 million households with 33.8 million people were food insecure at some point during 2021. The data tell two stories: on one hand, food insecurity remains too high, being higher both for households with children than without, and for those with members of color than for white households. But overall food insecurity in 2021 was statistically unchanged from 2019 and 2020, even amid a pandemic; it improved for households headed by a Black adult, and it reached a two-decade low for households with children. The rate held steady during the COVID-19 pandemic and is not significantly different from the 10.5 percent rate for 2019 and 2020 due to robust relief measures policymakers enacted. These include Economic Impact Payments, an expanded Child Tax Credit, improved unemployment insurance, and expanded food assistance, along with SNAP’s built-in ability to respond to increased need.

Families experiencing poverty and economic pressure have increased risk for child maltreatment, intimate partner violence, and acts of violence by youth. This article highlights several programs that reduce rates of family and child poverty, including TANF, but it notes how TANF policies in particular have the greatest economic security policy discrepancies across states despite research that shows policies that increase access to money protect against family and youth violence. The article discusses research that indicates work requirements in TANF and other evidence-based interventions may protect against violence by increasing individual and family resources. However, one-size-fits-all work requirements may have unanticipated negative effects, such as an increase in sanctions that contribute to unemployment or under-employment when an individual cannot meet set requirements or leaving single mothers with less time to care for their children, which may increase the risk of child maltreatment.

Linking government data between different agencies and departments is a powerful strategy to connect people to valuable benefits that they might otherwise miss. By linking data, the California Policy Lab helped the state of California measure how many Californians receiving safety-net benefits were at risk of not receiving federal stimulus payments, the state Earned Income Tax Credit, and the advanced Child Tax Credit – resulting in millions of dollars of federal aid delivered to non-filing Californians. This toolkit provides step-by-step guidance for government leadership and their staff on how to develop and execute cross-departmental data linkages by focusing on a case study on increasing the take-up of anti-poverty tax credits.