Decades of segregation, structural racism, and disinvestment have made it difficult for Black and Latine families with low incomes to successfully build wealth in Fresno, California. Even though agencies and nonprofits have programs to assist…

Enacted in 1997 and expanded multiple times with bipartisan support since 2001, the Child Tax Credit helps families manage the cost of raising children. The Child Tax Credit lifted 4.3 million people ― including 2.3 million children ― above the…

The Aspen Institute’s Financial Security Program’s two-part Financial Resilience series will highlight the foundational role benefits play in supporting household financial resilience, elevate the insights and work of benefit leaders, and discuss…

To better understand the impact of the expanded Child Tax Credit (CTC) on Black, Latinx, and other families of color, and whether it was effectively redressing longstanding and interrelated racial and economic inequities, the Center for the Study…

Many jurisdictions are considering unconditional direct cash transfers (DCTs) to youth and young adults to bolster housing stability, transitions to adulthood, well-being, and racial justice. DCTs offer a promising source of support and a safety…

The once-in-a-generation financial disruption caused by COVID-19 was a massive stress test on the financial resilience of U.S. households. In response, policymakers, companies, nonprofits, and community leaders stepped up to support households in…

This report details how states across the country are using flexible State and Local Fiscal Recovery Funds (SLFRF) to boost income security, particularly for those who face structural barriers to building wealth and income and have been…

City and community leaders from government, philanthropy, and practice can make a difference in residents’ financial lives. They have the tools, policy and program levers, and decision making power to influence financial well-being at the local…

This research brief shares findings from new analysis of income data of Black and white households who participate in the Earned Income Tax Credit (EITC) program, a refundable tax credit that serves as the primary income support for low- and…

Through the federal Child Care and Development Fund (CCDF), states administer child care subsidy programs to support low-income parents’ employment and expand children’s access to high-quality child care. Many Hispanic children stand to benefit…