The National Foundation for Credit Counseling® (NFCC®) is the national industry-based certifying body for financial and credit counselors. NFCC® provides professional education including counseling pertaining to credit and debt, bankruptcy, homeownership, reverse mortgage, and student loan debt, as well as credit report reviews and debt management plans. These services are delivered to consumers, small business owners, homeowners, members of the military and veterans, and older persons.