In this article issued by the Institute for Research on Poverty, discussion highlights the effects of paid leave on mothers’ post-birth employment and on child well-being. Policies, such as work requirements, time limits, and child care subsidies,…

This article calls on financial counselors to recognize the role that family relationships play in money management. While financial education is often delivered to individuals, their spending decisions are usually influenced by spouses and family…

This article from the Journal of Extension presents a framework for a successful microenterprise financing program based on a model created by a rural community in Ohio. The authors provide practitioners with recommendations and suggestions for…

The Social Science Research Network released a paper discussing financial literacy, education, and downstream financial behaviors. A meta-analysis of the relationship of financial literacy and of financial education to financial behaviors was…

This article examines how acquisition of financial skills begins with parental teaching, providing children with their first exposure to financial literacy and money management. Since parental instruction is critical for children's future financial…

The Earned Income Tax Credit (EITC) is one of the single most important social insurance programs in place in the U.S. The purpose of this paper is to evaluate the insurance and incentive effects of the EITC on a central class of recipients:…

Using a panel of 4,500 children matched to their mothers from National Longitudinal Survey of Youth datasets, authors analyze the impact of a family’s income on child achievement to understand possible causal effects an increase in family income…

Using microdata from the American Dream Demonstration, this study examines factors associated with savings and savings goal achievement (indicated by a matched withdrawal) among participants of individual development account (IDA) programs.…

Abstract: Using Internal Revenue Service (IRS) data in an input-output (IO) model, this paper assesses the economic impact and foregone economic impact of the Earned Income Tax Credit (EITC) in the 58 counties in California in 2006, the most…

MDRC authored this report on poverty trends -- since 1973, the poverty rate has remained relatively constant in the U.S. Authors assert that this is due to falling wages and the increase in single parenthood. This article provides information on…