More than one in four Americans has subprime credit, according to research conducted by the Urban Institute. This rating has substantial effects on the rates and costs of borrowing; for a $10,000 loan, someone with subprime credit can expect to pay…

This blog post from the U.S. Department of Health and Human Services is part of the "Self-Sufficiency Series: Solutions from the Field" and highlights the Building Wealth and Health Network for the work they do to build social and financial capital…

This report provides a compilation of the success of financial capability integration efforts for tribal communities. The report focuses on two locations in Alaska: the Kenaitze Indian Tribe and the Aleutian Pribilof Island Association (APIA).…

A seven-year government project that researched ways to strengthen social services using principles from behavioral science, called Behavioral Insights to Advance Self-Sufficiency (BIAS), recently ended and published a case study based on their…

In this article issued by the Institute for Research on Poverty, discussion highlights the effects of paid leave on mothers’ post-birth employment and on child well-being. Policies, such as work requirements, time limits, and child care subsidies,…

This worksheet helps practitioners understand how to use the behavioral economics concept of “anchoring” in a goal setting conversation with clients. Anchoring means sharing information that may influence an individual’s behavior in one direction,…

This factsheet from the Institute for Research on Poverty at the University of Wisconsin-Madison provides an overview of the new provisions under the Tax Cuts and Jobs Act that was passed in late 2017 and how they will affect low-income families. It…

This study from the Fatherhood Research and Practice Network provides the final evaluation results of a randomized controlled trial of a culturally tailored fatherhood curriculum for low-income fathers residing in Baltimore, Maryland. The program is…

This study from the Upjohn Institute for Employment Research examined the career earnings following a four-year college degree (versus a high school diploma) for students from a low-income background and compared them to those from a higher-…

The Consumer Financial Protection Bureau (CFPB) offers colorful, visually appealing booklets for counselors addressing basic financial management skills with clients. Behind on bills? helps clients get a handle on cash flow, prioritizing…