Assets for Independence (AFI) helps provide families with individual development accounts (IDAs) that allow them to save by matching their personal savings for specific investments, such as buying a home or enrolling in higher education and training…

This Administration for Children and Families resource defines financial literacy and provides detailed information on ten key financial capability services: financial education, financial coaching, financial counseling, credit counseling, credit…

The West Coast Poverty Center released a short summary about a study that explores matched savings programs and low-income people's ability to accumulate assets depending on individual desires to save and ability to act on those preferences. The…

This resource is from the Annie E. Casey Foundation and provides an overview of the key components of the Foundation’s financial stability activities for low-income families in Baltimore and the State of Maryland with Baltimore’s CASH Campaign…

Savings accounts that are started when children are born can allow parents to build savings to pay for college, home ownership, and businesses. This report is from the Center for Social Development, the Corporation for Enterprise Development (…

This report includes data on 831 homebuyers in 17 states who purchased homes using Individual Development Accounts (IDAs) between 1999 and 2007. Data show that low-income homeowners who participated in programs that used IDAs to purchase homes…

From the Urban Institute, this report is the first in a series on poverty, asset building strategies, and social policy. Researchers review eligibility requirements for TANF, Food Stamps, IDAs, and the EITC on asset holdings for low-educated…

From the Housing Assistance Council, this article reviews strategies for improving conditions for low-income families in rural areas through Individual Development Account Programs. IDAs have been proven to help low-income families save money to…

From the Center for Social Development, this policy brief offers ideas on how IDAs and WIA can collaborate in increase access to education and training. Adults with a high school education earn on average $26,332, compared to $32,154 for…

The US savings rate decreased from 10.8 percent in 1984 to 0 percent in 2005, according to the Urban Institute. Additionally, the bottom quarter of the population by income has a negative net worth. This article reviews strategies to boost the…