This article calls on financial counselors to recognize the role that family relationships play in money management. While financial education is often delivered to individuals, their spending decisions are usually influenced by spouses and family…

The Social Science Research Network released a paper discussing financial literacy, education, and downstream financial behaviors. A meta-analysis of the relationship of financial literacy and of financial education to financial behaviors was…

This article examines how acquisition of financial skills begins with parental teaching, providing children with their first exposure to financial literacy and money management. Since parental instruction is critical for children's future financial…

Using microdata from the American Dream Demonstration, this study examines factors associated with savings and savings goal achievement (indicated by a matched withdrawal) among participants of individual development account (IDA) programs.…