This Prosperity Now report provides lessons learned for enhancing credit building activities for youth leaving foster care. Beyond explaining the need for financial independence and credit’s role among this population, the report highlights five…

This Brookings Institution study looks at youth financial literacy as a public policy issue. The comprehensive report presents a conceptual definition of financial literacy as well as state policies that incorporate financial education in the…

More than one in four Americans has subprime credit, according to research conducted by the Urban Institute. This rating has substantial effects on the rates and costs of borrowing; for a $10,000 loan, someone with subprime credit can expect to pay…

This study from the Fatherhood Research and Practice Network provides the final evaluation results of a randomized controlled trial of a culturally tailored fatherhood curriculum for low-income fathers residing in Baltimore, Maryland. The program is…

This study from the Upjohn Institute for Employment Research examined the career earnings following a four-year college degree (versus a high school diploma) for students from a low-income background and compared them to those from a higher-…