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The OFA PeerTA Archive captures historical information from the peerta.acf.hhs.gov website for reference and record-keeping purposes. The PeerTA site contains information posted within the past three years. You can search for any prior information below.

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More than one in four Americans has subprime credit, according to research conducted by the Urban Institute. This rating has substantial effects on the rates and costs of borrowing; for a $10,000 loan, someone with subprime credit can expect to pay…

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