Nearly every aspect of modern life relies on the ability to receive funds, make payments, and access monetary resources when needed. But appropriate and affordable financial services are often not available to low-income and otherwise marginalized communities and individuals. The Institute for Research on Poverty is hosting a webinar on October 30, 2024 at 2:00 p.m. ET, where presenters will share research findings related to the inequitable landscape of financial services as well as examples of practice and policy solutions.

On October 10, 2024, the U.S. Department of Labor (DOL) announced the approval of up to $10 million in initial emergency grant funding to North Carolina to support disaster-relief jobs and training services in 25 counties to help respond to Hurricane Helene. This DOL release explains how the National Dislocated Worker Grant – supported by the Workforce Innovation and Opportunity Act of 2014 – will allow the North Carolina Department of Commerce, Division of Workforce Solutions to provide people with temporary disaster-relief jobs for cleanup and the delivery of humanitarian assistance to address immediate, basic needs for those displaced by Hurricane Helene.

Supporting families and individuals means understanding that their needs are complex, interrelated, and affected by the opportunities available in their communities. Integrated service approaches to prevent homelessness or involvement in systems like child welfare may be best positioned to succeed when they recognize these holistic needs and identities and when they coordinate access to resources and services. This Mathematica brief highlights the efforts made by programs to coordinate services and supports for participants by focusing on their holistic needs, including how programs identified their participants’ strengths and needs and how the sites integrated services to be responsive to those needs. The findings are based on interviews with staff and partners from nine case studies sites across the country and with people who have been served by these programs.

These Office for Family Assistance resources provide demographic data on adults and children in Temporary Assistance for Needy Families active families receiving cash assistance and closed cases. National and state-level data are available, as well as data on families receiving assistance through Separate State Program (SSP)-Maintenance-of-Effort (MOE) programs.

In September 2024, the Administration for Children and Families (ACF) continued its investment in economic mobility with a gathering of state government officials from across ACF’s Region V. This gathering emphasized the role states can play in engaging families in the policy process, including working with philanthropy to ensure funding for creative solutions to problems confronting parents, and actively collaborating with state legislators to ensure the actionability of legislative solutions. This ACF resource provides a recap of the Region V summit, including an overview of each state’s innovative strategies to support expectant parents and the parents of young children. Strategies highlighted include the creation of a Temporary Assistance for Needy Families (TANF) engagement unit in Illinois, expansion of Medicaid coverage for 12 months postpartum in Indiana, the launching of Family Connects in Ohio and Family Impacts Teams project in Michigan, standing up of the newly created Department of Children, Youth, and Families in Minnesota, and the creation of the Wisconsin Child Support Parent Advisory Group.

Sectoral training programs train people for jobs in industries where there is strong local demand and the opportunity for career advancement. Several sectoral training models for jobs in technology have proven effective in improving long-term earnings for workers with low incomes. But many people still do not have access to these programs because the programs may be too far from home or too costly. The Google Career Certificates Fund provides funding for training providers to support 20,000 learners. Providers combine Google Career Certificates, which offer online instruction in sector-specific skills, and outcomes-based loans, in which learners are only required to pay for training and related costs if they find jobs above a certain income threshold. This MDRC brief evaluates and describes the potential of the Google Career Certificates Fund initiative as well as the sectoral training field more broadly in facilitating equitable access to career paths in technology.

Beginning in April 2023, states began “unwinding” the pandemic-related continuous coverage requirement in Medicaid, which prohibited states from disenrolling Medicaid enrollees during the public health emergency. The unwinding process revealed that many states’ systems and renewal processes have been out of compliance with federal requirements, with many of the compliance issues disproportionately affecting children. This Urban Institute resource proposes that the Centers for Medicare & Medicaid Services could provide stronger federal oversight and accountability for improving Medicaid eligibility and redetermination systems to ensure eligible children retain coverage.

In the U.S., 1 in 10 young adults experience homelessness each year, with disproportionate impacts on American Indian and Alaska Native, Black, multiracial, and Hispanic youth and youth who have been involved with the child welfare or juvenile justice systems. Current housing solutions for youth homelessness often lack flexibility or are not readily available, leaving many young adults waiting long periods of time without stable housing. However, the Cash Plus Model offers a promising alternative — pairing direct cash transfers with youth-driven supportive services to empower young adults in securing safe, stable housing. Chapin Hall has developed two briefs: one describing the Cash Plus Model and the second evaluating the Cash Plus Model implementation in New York City and San Francisco.

Traffickers exploit individuals through economic coercion or abuse. Many individuals who experience trafficking are not allowed to decide when or how to earn money, keep their earnings, or control their personal finances. A provision in the Fair Credit Reporting Act serves as an important tool for helping people who have experienced trafficking; the Debt Bondage Repair Act (DBRA) allows for removal of adverse credit information resulting from someone’s trafficking experience. This Office on Trafficking in Persons resource highlights DBRA success stories where individuals in California and Arizona were able to remove adverse credit information that accumulated during their trafficking experience.

The Department of Agriculture’s Food and Nutrition Service (FNS) is working closely with state and federal partners, Supplemental Nutrition Assistance Program (SNAP) retailers, Electronic Benefit Transfer (EBT) processors, and other industry experts to protect SNAP benefits and combat SNAP fraud. Fraud will not be tolerated in FNS programs, as benefit theft victimizes low-income people who rely on these benefits to feed their families. This FNS webpage highlights resources for SNAP participants, state agencies, and SNAP retailers to minimize benefit theft or address stolen benefits. The resource also offers a Question-and-Answer section on benefit theft.