MyMoney.gov

Record Description

MyMoney.gov is the U.S. government's web site dedicated to teaching all Americans the basics about financial education. Whether buying a home, balancing a checkbook, or investing in a 401(k), the resources on MyMoney.gov can help individuals maximize the benefits of their financial decisions. Throughout the site, users will find important information from 20 Federal agencies and Bureaus designed to help individuals make smart financial choices. MyMoney.gov organizes financial education help from over 20 different Federal web sites in one place. Content is organized by where people are in life ("Life Events"), who they are ("My Resources"), and by specific hands-on tools ("Tools"). Popular Topics are also highlighted. This site provides summaries of resources available at other official government sites and allows users to open those pages in a new window ("Learn More"). MyMoney.gov also offers an Outreach Tool Kit with sample materials for organizations to use to help their participants learn about free financial education available. The Outreach Tool Kit includes a sample press release, e-flyer, bookmark, Web buttons and banners, and ideas for other outreach.

Record Type
Posting Date
Combined Date
2011-12-31T19:00:00
Source
Region
City/County
Publication Date
2012-01-01

Results from the 2010 National Survey on Drug Use and Health (NSDUH): Mental Health Findings

Record Description

In 2010, it is estimated that there were 45.9 million adults in the United States with mental illness. Of these 45.9 million adults, 32.9 percent received mental health services. NSDUH presents the results of interviews conducted with household residents, non-institutionalized individuals, and civilians living on military bases ages 12 and older from January to December 2010. These interviews measured the frequency of mental illnesses, treatments for depression, and mental health service utilization.

Record Type
Posting Date
Combined Date
2010-12-31T19:00:00
Source
Region
City/County
Publication Date
2011-01-01

We Don't Do Banks: Financial Lives of Families on Public Assistance

Record Description

The New America Foundation authored this paper, which provides information on the “unbanked” population and how to help increase the use of bank accounts for low-income households. Recent data from the Federal Deposit Insurance Corporation (FDIC) showed that nine million Americans do not have a checking or savings account and spend hundreds of dollars making financial transactions. Researchers conducted a qualitative study of the financial attitudes and behaviors of individuals currently receiving TANF, focusing on how they manage their money. The author concludes with findings that could impact policy and practice and helping to support these individuals in becoming banked.

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Posting Date
Combined Date
2012-02-29T19:00:00
Source
Region
City/County
Publication Date
2012-03-01

Supplemental Nutrition Assistance Program, Employment and Training: Moving Low-Skill SNAP Recipients Toward Self-Sufficiency

Record Description

The Supplemental Nutrition Assistance Program Employment & Training (SNAP E&T) was designed to help move individuals towards exiting SNAP and reaching economic self-sufficiency through gainful employment. Authored by the National Skills Coalition with funding from the Annie E. Casey Foundation, this user’s guide was designed to provide workforce development stakeholders with information on the Supplemental Nutrition Assistance Program Employment & Training (SNAP E&T, formerly Food Stamp Employment & Training or FSET). Authors provide an overview as well as information for designing and implementing a SNAP E&T program.

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Posting Date
Combined Date
2012-01-31T19:00:00
Source
Region
City/County
Publication Date
2012-02-01

Understanding the Temporary Assistance for Needy Families caseloads after passage of the Deficit Reduction Act of 2005

Record Description

In this paper, we examine how policy and structural changes states made in response to the DRA may influence the level and composition of the TANF caseload. This paper grew out of a 50-state survey Mathematica Policy Research conducted on diversion programs which revealed that states were providing cash assistance to some families with children outside of their TANF programs in order to meet the higher effective work participation rates established by the DRA (Rosenberg et al. 2008). This paper also draws on field visits Mathematica conducted to state and local welfare offices to study innovative strategies states were employing to increase the number of recipients participating in work activities (Pavetti et al. 2008). All analyses of caseload data rely on the official TANF caseload numbers published by the Administration for Children and Families. The audience for this paper includes researchers, policy makers, and program administrators who use TANF caseload data to assess the functioning of the program. The primary aim of the paper is to provide readers with background information that can improve their ability to interpret changes in the TANF caseload (or more broadly in the receipt of public cash assistance), especially during these challenging economic times and as policy makers consider the reauthorization of the program.

We start with a description of state cash assistance caseloads for families with children prior to the DRA, which provides important contextual information for understanding state responses to the DRA and their potential influence on TANF caseloads. In the second section, we describe the DRA provisions directly related to TANF. In the third section, we describe policy and structural changes made in response to the DRA and discuss their influence on state TANF caseloads. The final section offers our conclusions. (author abstract)

Record Type
Posting Date
Combined Date
2009-09-20T20:00:00
Source
Region
City/County
Publication Date
2009-09-21

Benefit-cost findings for three programs in the Employment Retention and Advancement (ERA) Project

Record Description

This report presents an analysis of the financial benefits and costs of three diverse programs designed to increase employment stability and career advancement among current and former welfare recipients. The programs are part of the national Employment Retention and Advancement (ERA) project, which tested 16 models in eight states. Each program was evaluated using a random assignment research design, whereby individuals were assigned, at random, to the ERA program group or to a control group that received services generally available in the sites’ communities. MDRC is conducting the ERA project under contract to the Administration for Children and Families (ACF) in the U.S. Department of Health and Human Services.

The analysis focuses on three programs that operated in four sites:

  • Corpus Christi and Fort Worth, Texas. This ERA program targeted welfare applicants and recipients who were seeking work; it used financial incentives and other services to help participants find jobs, stay employed, and increase their earnings.
  • Chicago, Illinois. This ERA program targeted welfare recipients who were working steadily but earning too little to leave the welfare rolls; partly by helping individuals to change jobs, it aimed to increase participants’ earnings.
  • Riverside County, California. The Riverside Post-Assistance Self-Sufficiency (PASS) ERA program targeted individuals who had left welfare and were working; services were delivered primarily by community-based organizations to promote retention and advancement and, if needed, reemployment.

These programs were selected for this report because, as described in other ERA documents, comparisons between the program and control groups indicated that these programs increased individuals’ employment and earnings — the primary goal of the project. The benefit-cost analysis presented here provides an overall accounting of the financial gains and losses produced by the programs from three perspectives: those of the ERA program group members, the government budget, and society as a whole. The analysis also examines whether the government’s investment in these programs was cost-effective. The study’s key findings follow:

  • Program group members were better off financially as a result of the ERA programs. All three programs produced net financial gains from the perspective of program group members.
  • From the perspective of the government budget, Riverside PASS essentially broke even, but the ERA programs in Chicago and Texas did not produce net savings. That is, the additional amount spent on ERA services was not recouped by welfare savings and increased tax revenue.
  • All three ERA programs produced financial gains for society as a whole. Combining both net gains and net losses from the perspectives of the program group and the government budget, the programs led to financial increases for society. Riverside PASS had the largest gains because it increased program group members’ income at no net cost to the government.
  • For every dollar that the government invested in these ERA programs, program group members gained more than one dollar. This suggests that the three ERA programs were cost-effective.

As part of the ERA project, over a dozen different programs have been evaluated, and most did not produce consistent increases in employment retention or advancement, suggesting that it is difficult for these types of programs to attain positive effects. The three programs highlighted here did have positive effects, and while these effects were generally achieved at a cost to the government, all three programs produced net financial gains for program group members, and they did so by amounts that were more than the government spent to provide the services. (author abstract)

Record Type
Posting Date
Combined Date
2009-12-31T19:00:00
Source
Region
City/County
Publication Date
2010-01-01

Parental Notions of School Readiness: How Have They Changed and Has Preschool Made a Difference?

Record Description

This report was authored through the National Institute for Early Education, and researchers used data from two waves of the National Household Education Surveys to examine school readiness from the parent’s perspective. Researchers test for differences between parent perceived school readiness and expectations for kindergarten with child development outcomes from 1993 to 2007. Over time, parents increased in their view of requirements from kindergarten entry, but researchers only found modest changes in parental effort for promoting such behaviors.

Record Type
Posting Date
Combined Date
2010-12-31T19:00:00
Source
Region
City/County
Publication Date
2011-01-01

Preventing Child Maltreatment and Promoting Well-Being: Network for Action 2012 Resource Guide

Record Description

This resource guide was authored by the U.S. Department of Health and Human Services, Children’s Bureau, Office on Child Abuse and Neglect, its Child Welfare Information Gateway, the FRIENDS National Resource Center for Community-Based Child Abuse Prevention, and the Center for the Study of Social Policy—Strengthening Families. The guide was designed to help community-based service providers better work with parents and children to prevent child abuse and neglect, and authors provide information on protective factors, how to engage the community, why child abuse and neglect occurs, and tips on strength-based approaches for working with parents and caregivers.

Record Type
Posting Date
Combined Date
2011-12-31T19:00:00
Source
Region
City/County
Publication Date
2012-01-01

Early lessons from the implementation of a relationship and marriage skills program for low-income married couples

Record Description

This report presents early implementation and operational lessons from the Supporting Healthy Marriage (SHM) evaluation. Funded by the Administration for Children and Families, SHM uses a rigorous research design to test the effectiveness of a new approach to improving outcomes for low-income children: strengthening the marriages and relationships of their parents as a foundation for family well-being. It also uses implementation research to document and assess how the organizations that were selected to be in the study are implementing the SHM model. The SHM model is for low-income married couples and includes three components: relationship and marriage education workshops that teach strategies for managing conflict and effective communication, supplemental activities that build on workshop themes and skills through educational and social events, and family support services that pair couples with specialized staff who facilitate participation and connect couples with needed services. In the first year of program implementation, SHM providers focused on three main tasks: developing effective marketing and recruitment strategies, keeping couples engaged in the program, and building management structures and systems. Lessons in these three areas from implementation analyses are the focus of this report. (author abstract)

Record Type
Posting Date
Combined Date
2009-12-31T19:00:00
Source
Region
City/County
Publication Date
2010-01-01

The Building Strong Families Project: Initial implementation of a couples-focused employment program

Record Description
Record Type
Posting Date
Combined Date
2009-12-31T19:00:00
Source
Region
City/County
Publication Date
2010-01-01