KEYS (Keeping Employment equals Your Success) Auto Loan Program

The KEYS Auto Loan Program is the Employment & Human Services Department’s (EHSD) low-interest auto loan program intended to provide auto loans to help employed CalWORKs participants in Contra Costa County, to purchase a vehicle. The loan has a maximum dollar amount of $5,000 and a 2-year term. This auto loan program targets those participants for whom an automobile is the only practical means of transportation to employment or training, and who would otherwise not be able to obtain an auto loan.

The KEYS Auto Loan Program is the Employment & Human Services Department’s (EHSD) low-interest auto loan program intended to provide auto loans to help employed CalWORKs participants in Contra Costa County, to purchase a vehicle. The loan has a maximum dollar amount of $5,000 and a 2-year term. This auto loan program targets those participants for whom an automobile is the only practical means of transportation to employment or training, and who would otherwise not be able to obtain an auto loan.

Record Type: 
Innovative Programs
Start Date: 
Wednesday, January 1, 2003
Type of Agency/Organization: 
Other Public Agency
Program Location: 
Martinez, California
Geographic Reach: 
Onesite
Clientele/Population Served: 
Active CALWORKS participants in Contra Costa County
Programs/Services Offered: 

The services offered includes the Auto-Loan Program and a Basic Auto Maintenance Class.

In its first year, 17 CalWORKs participants received KEYS Auto Loans averaging $2,725 each. To date the program has provided 82 loans to CalWORKS participants in Contra Costa County. Of these loans, 55 have been paid in full by the loan recipient. Responses from the participants in the program were very positive.  

"The KEYS Program took the time to provide an opportunity for me to get a car and in return positive results have happen in my life.

"KEYS has enabled me to finish school so I could earn a position as a medical assistant at Kaiser. I am also still employed at Bank of America. With both jobs I was easily able to pay off my KEYS Loan and have since purchased a newer car. Without the KEYS program I am certain I would not have been able to go to school to get my degree while still working full time. I cannot thank everyone enough".

Topics/Subtopics: 
  • Transportation
    • Car Purchase Programs
  • Supportive Services
    • Post-employment Supports
CLOSE ×
FEEDBACK SURVEY